Stocking Loans
Short Term Capital for High Turnover Inventory Asset-Backed Credit Exposure with Built In Exit Visibility.
Capiteq’s Stocking Loan Strategy finances inventory cycles across various verticals. Transactions are short-dated, secured by real goods, and designed to generate predictable income with low market sensitivity.
Unlock Growth Potential
Flexible Stocking Loans to Accelerate Distribution and Returns
Capiteq’s Stocking Loans Strategy provides short-duration, secured credit to finance high-turnover inventory across specialist sectors.
We fund the movement of goods – investors gain exposure to real collateral, fixed-income yield, and low market correlation.
Empowering Inventory Finance
Working Capital Where It Moves Fastest
Capiteq’s Stocking Loans Strategy (also called Inventory Finance or Floorplan Lending) provides secured financing to vendors, wholesalers, and dealers to purchase or carry inventory until point-of-sale.
These are short-dated, asset-backed loans secured by the underlying stock supported by real-time tracking, personal guarantees, and dealer buyback arrangements. The model supports efficient trade and logistics ecosystems – while generating attractive returns for investors.
Secured Credit Solutions
A Short-Term Private Credit Strategy with Built-in Collateral
Our inventory-backed lending model delivers rapid, secured funding, enabling liquidity and flexibility across fast-moving sectors.
Inventory-Backed
Each loan is secured against physical, insured inventory.
High Velocity, Low Duration
Typical loan terms range from 30 to 180 days, often revolving.
Defined Exit
Repayment occurs upon sale or resale of goods - creating visible liquidity events.
Real-Time Monitoring
Advanced inventory systems and floor audits reduce operational risk.
Scalable
Demand spans automotive, consumer durables, medical devices, and retail distribution.
Investment Snapshot
Fundamentals at a Glance
Key metrics and structural features designed to deliver consistent, secured returns.
Target Net Return
9%–12% p.a. (net of fees)
Loan Duration
30–180 days (typically revolving)
Structure
Warehouse credit lines, drawdown-based
Security
Title over stock, PGs, buyback guarantees
Distributions
Monthly / quarterly cash flows
Risk Enhancements
Stock insurance, reserve accounts, audits
Robust Investment Protections
Built-In Protections for Principal & Yield
Comprehensive security measures and operational controls designed to protect both principal and yield.
Full security interest over inventory (legal title or pledge)
Regular site inspections & floor checks
Insurance coverage against theft, fire, and loss
Controlled disbursements tied to actual purchase orders or deliveries
Buyback guarantees from suppliers or wholesalers where applicable
Cross-collateralisation for programmatic borrowers
Capiteq only works with borrowers with clean credit histories, verified operational systems, and audited financials.
Contact Us
Who This Strategy Is Designed For
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