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Private Credit

( PARTNERS )

St Regis Saint Mary's Relentless EPR Delo

Bilateral senior facilities to UK and European mid-market businesses.

Direct origination, conservative covenants, first ranking security. The kind of private credit a long-time relationship bank used to provide, sized for businesses too small for syndicated markets and too large for retail asset finance.


The strategy at a glance.

Discipline

Value


Typical facility

£5m to £25m


Tenor

3 to 5 years


Security

Senior, first ranking


Sectors

UK and European mid-market


Vehicle

Closed-end fund - Capiteq Private Credit III


Vintage

2026


Currency

GBP & EUR


Status

Closed to subscription



Four steps, applied to every facility.

Discipline

Value


Origination

Direct relationships with sponsors, advisors, and mid-market operating businesses. No syndicated buy-in, no broker-led origination, no auction processes. Pipeline built across a decade of relationships.


Diligence

Full forensic audit, sector and management interviews, asset verification, sponsor reference calls. Independent legal and tax advice on every facility. We expect to be told no during diligence as often as we say yes.


Structure

Senior, first ranking, secured against the relevant business or asset. Financial and operational covenants, equity cushion, appropriate downside protection. The borrower has more to lose than the firm.


Monitor

Monthly management calls, quarterly financials, observer rights where appropriate. Active position monitoring across the life of every facility. Issues addressed before they become problems.



What the strategy underwrites.

Amount

Case


£18m

Senior secured term loan

UK consumer healthcare specialist. Five-year facility, refinance plus domestic acquisition.


£8m

Revolving credit facility

UK regional software business. Three-year RCF, IP and recurring contracts security.


£22m

Senior secured facility

European regulated services provider. Four-year facility funding minority shareholder buyout.


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Curious About Something?

The most common questions allocators, advisers and private investors ask before working with Capiteq.

We deploy capital across three core strategies: commercial and residential real estate, private credit and alternative asset management. Our property programme centres on prime urban regeneration assets; our credit platform provides secured, structured facilities to established borrowers.

Our investment products are available exclusively to high-net-worth individuals, sophisticated investors, family offices, and institutional counterparties. Each prospective investor undergoes a formal suitability assessment prior to access.

Every Capiteq position is structured as senior-secured first-charge lending, backed by real assets or contractual cash flows. Loans are deployed through special purpose vehicles with full asset registration, conservative loan-to-value thresholds, and waterfalls designed to prioritise the return of investor capital. Real-time portal reporting and ongoing covenant monitoring run through the life of every position.

Investment minimums, target returns, and tenors are disclosed per product in the relevant Information Memorandum. Structured credit and property instruments are typically fixed-term, ranging from 12 to 36 months.

Initial discussions are typically completed within one to two weeks. Formal subscription, including suitability and AML checks, is usually completed in seven to ten working days from receipt of complete documentation. Timelines may vary based on the product and investor jurisdiction.

Capiteq operates from the United Kingdom and is subject to the rules of the Financial Conduct Authority. Specific regulatory permissions and authorisations are detailed in the formal offer documentation provided to qualifying investors.

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Selected developments from across the Capiteq portfolio — capital at work, in motion.

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