Real Estate Lending
( PARTNERS )
Senior secured debt against UK regional commercial and development real estate.
The strategy at a glance.
Discipline
Value
Typical loan
£2m to £15m
Tenor
12 to 36 months
Security
First charge mortgage
Sectors
Commercial, industrial, mixed-use
Vehicle
Closed-end fund - Capiteq Real Estate Lending II
Vintage
2026
Currency
GBP & EUR
Status
Closed to subscription
Four steps, applied to every loan.
Discipline
Process
Origination
Direct relationships with developers, sponsors, brokers, and asset managers. Pipeline built through regional networks and long-standing local partners. No retail-style or auction-led sourcing.
Diligence
Independent RICS valuation, planning review, sponsor and asset verification. Title, environmental, and legal opinions on every loan. Conservative loan-to-value applied to the lower of valuation and cost.
Structure
First charge mortgage over the relevant asset. Conservative loan-to-value, defined exit, personal guarantees from sponsor principals where appropriate. Interest reserves built in for development positions.
Monitor
Drawdown discipline against verified construction or refurbishment progress. Regular site visits, exit and refinance tracking. Monthly progress reports on every development position.
What the strategy underwrites.
Amount
Case
£8m
Senior secured refinance
£4m
Bridging facility
£12m
Senior acquisition facility
Short on time?
(Make an enquiry)
Speak with our investment team.
Curious About Something?
We deploy capital across three core strategies: commercial and residential real estate, private credit and alternative asset management. Our property programme centres on prime urban regeneration assets; our credit platform provides secured, structured facilities to established borrowers.
Our investment products are available exclusively to high-net-worth individuals, sophisticated investors, family offices, and institutional counterparties. Each prospective investor undergoes a formal suitability assessment prior to access.
Every Capiteq position is structured as senior-secured first-charge lending, backed by real assets or contractual cash flows. Loans are deployed through special purpose vehicles with full asset registration, conservative loan-to-value thresholds, and waterfalls designed to prioritise the return of investor capital. Real-time portal reporting and ongoing covenant monitoring run through the life of every position.
Investment minimums, target returns, and tenors are disclosed per product in the relevant Information Memorandum. Structured credit and property instruments are typically fixed-term, ranging from 12 to 36 months.
Initial discussions are typically completed within one to two weeks. Formal subscription, including suitability and AML checks, is usually completed in seven to ten working days from receipt of complete documentation. Timelines may vary based on the product and investor jurisdiction.
Capiteq operates from the United Kingdom and is subject to the rules of the Financial Conduct Authority. Specific regulatory permissions and authorisations are detailed in the formal offer documentation provided to qualifying investors.