Factoring & Receivables
( PARTNERS )
Asset-backed working capital against verified trade receivables.
The strategy at a glance.
Discipline
Value
Typical facility
£1m to £10m
Tenor
Rolling, 30 to 120 day duration
Security
Senior, verified receivables
Sectors
Manufacturing, wholesale, services, logistics
Vehicle
Rolling facility - Capiteq Factoring Programme
Vintage
2025
Currency
GBP & EUR
Status
Selectively open
Four steps, applied to every claim.
Discipline
Value
Origination
Direct relationships with trading businesses, trade-finance brokers, and asset-based lenders. Mostly principal-led introductions through the firm's existing network of operating partners.
Diligence
Receivables verification at the debtor level, debtor concentration analysis, business viability review. Audit trail tested against historical invoicing and collection patterns. Independent legal review of the underlying contracts.
Structure
Senior security against the verified receivables pool, with debtor concentration limits and dilution reserves. Recourse to the seller and personal guarantees from principals where appropriate.
Monitor
Weekly receivables reporting, debtor performance tracking, concentration management against the agreed limits. Slow-paying debtors flagged for collection support. Cure protocols agreed in advance.
What the strategy finances.
Amount
Case
£4m
Rolling receivables facility
£6m
Receivables programme
£2m
Monthly invoicing facility
Short on time?
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Curious About Something?
We deploy capital across three core strategies: commercial and residential real estate, private credit and alternative asset management. Our property programme centres on prime urban regeneration assets; our credit platform provides secured, structured facilities to established borrowers.
Our investment products are available exclusively to high-net-worth individuals, sophisticated investors, family offices, and institutional counterparties. Each prospective investor undergoes a formal suitability assessment prior to access.
Every Capiteq position is structured as senior-secured first-charge lending, backed by real assets or contractual cash flows. Loans are deployed through special purpose vehicles with full asset registration, conservative loan-to-value thresholds, and waterfalls designed to prioritise the return of investor capital. Real-time portal reporting and ongoing covenant monitoring run through the life of every position.
Investment minimums, target returns, and tenors are disclosed per product in the relevant Information Memorandum. Structured credit and property instruments are typically fixed-term, ranging from 12 to 36 months.
Initial discussions are typically completed within one to two weeks. Formal subscription, including suitability and AML checks, is usually completed in seven to ten working days from receipt of complete documentation. Timelines may vary based on the product and investor jurisdiction.
Capiteq operates from the United Kingdom and is subject to the rules of the Financial Conduct Authority. Specific regulatory permissions and authorisations are detailed in the formal offer documentation provided to qualifying investors.